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Credit Life Insurance
The first group credit life policies were sold in 1926 to protect the families of borrowers from devastating losses upon the death of the borrower. Credit life insurance for installment lending is still very similar to those early policies. Credit life insurance is designed to pay off the loan obligation if the insured borrower or co-borrower dies.
Credit Accident & Health Insurance
Credit accident & health insurance is very similar to credit life insurance, protecting the family in the event the primary debtor becomes sick or injured and is under doctor's care. Credit accident & health insurance is designed to provide a monthly benefit equal to the loan's monthly payment if the primary borrower becomes disabled.
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